30 Day Notice Saver (Issue 4)

30 Day Notice Saver (Issue 4)

The interest rate will be paid on the account as below:

Rate effective from 4 December 2024.

Interest is calculated each day on the available money in your account and is paid on 31 December every year.

The interest rate for this account is variable. This means we can change it at any time. You can find full details in our Savings Terms and Conditions.

If your account falls below the minimum balance, the interest rate we'll pay you will reduce to 0.05% Gross p.a/AER variable*.

This is based on no further money being paid in or taken out of the account and no change to the interest rate.

• You must be 16 or over and a UK resident to have this account.
• You can open the account online, in branch, by post. If you choose to open your account online, we'll need your email address and mobile phone number.
• You need to pay money into your account within 30 days of opening it. If you don't we'll close the account.
• You'll need to keep a minimum of £5,000.00 in your account to get the interest rate.
• The maximum amount you can pay into this account is £500,000.00.
• You can manage the account online, on the mobile app, in branch, by post, by phone, on webchat.

Yes, you can take money out of your account without penalty by giving us 30 days' notice.

If you need immediate access to your money, you can withdraw your money immediately but you will lose 30 days' worth of interest on the amount taken out. If you close your account within the first 30 days, you will likely take away less than what you initially paid in.

Our Savings Promises provide you with additional peace of mind, including penalty-free access to your money if your life circumstances significantly change (e.g. serious illness, redundancy, etc). For more information please click here or ask us.

If the total amount of interest you earn is more than your tax-free Personal Savings Allowance, you may have to pay tax to HM Revenue & Customs (HMRC). For more information visit gov.uk.

* Interest Rate definitions: Gross is the interest rate without the tax deducted. AER stands for the Annual Equivalent Rate and illustrates what the interest rate would be if the interest was paid and compounded once each year.

New fraud rules from 7 October 2024 mean that with this product, you're eligibility to claim for fraud has changed. For more information please click here.