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All savings rates

Savings account interest rates

Here you can find the rates of all of our open accounts. By clicking on the name of the account, you can find out more details.

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Children's Regular Saver

Minimum deposit

£5.00

Gross p.a / AER*

4.75%

Interest

Annually

Additional information

  • Maximum monthly payment of £100.00
  • Apply - branch, post
  • Manage - branch, post, phone, webchat
  • Age 17 or under

Ware Regular Saver

Minimum deposit

£1.00

Gross p.a / AER*

4.75%

Interest

Annually

Additional information

  • Maximum monthly payment of £250.00
  • Apply - In our Ware branch only
  • Manage - Branch, post, phone, webchat

Small Saver

Minimum deposit

£1.00

Gross p.a / AER*

4.70%

Interest

Annually

Additional information

  • Maximum monthly payment of £50.00
  • Apply - online, branch, post
  • Manage - online, mobile app, branch, post, phone, webchat

12 Month Members' Regular Saver

Minimum deposit

£50.00

Gross p.a / AER*

4.50%

Interest

Annually

Additional information

  • Maximum monthly payment of £500.00
  • Apply - online, branch, post
  • You must have held a savings or mortgage account with Saffron for 12 months
  • Manage - online, branch, post, phone, webchat

E-Saver Account (Issue 22)

Minimum deposit

£10.00

Gross p.a / AER*

4.50%

Interest

Annually or Monthly

Additional information

  • Maximum balance £500,000.00
  • Apply - online
  • Manage - online, mobile app   

Online Easy Access ISA

Minimum deposit

£1.00

Gross p.a / AER*

4.40%

Interest

Annually

Additional information

  • Maximum amount you can pay in is your annual ISA allowance
  • Apply - online
  • Manage - online or on the mobile app

One Year Online Bond

Minimum deposit

£5000.00

Gross p.a / AER*

4.40%

Interest

Annually

Additional information

  • Maximum balance £1,000,000.00
  • Apply - online
  • Manage - online or on the mobile app

One Year Fixed Rate Maturity Bond

Minimum deposit

£500.00

Gross p.a / AER*

4.35%

Interest

Annually

Additional information

  • Maximum balance £500,000.00
  • Apply - branch, post
  • Open with funds from a Saffron account that has finished
  • Manage - branch, post, phone, webchat

One Year Loyalty ISA

Minimum deposit

£500.00

Gross p.a / AER*

4.35%

Interest

Annually

Additional information

  • Maximum balance £500,000.00
  • Apply - Online, branch, post
  • Open with maturity funds and add a top-up of funds, or you need to have held a savings or mortgage account with us for 3 months
  • Manage - branch, post, phone, webchat

Two Year Loyalty ISA

Minimum deposit

£500.00

Gross p.a / AER*

4.30%

Interest

Annually

Additional information

  • Maximum balance £500,000.00
  • Apply - Online, branch, post
  • Open with maturity funds and add a top-up of funds, or you need to have held a savings or mortgage account with us for 3 months
  • Manage - branch, post, phone, webchat

Two Year Fixed Rate Maturity Bond

Minimum deposit

£500.00

Gross p.a / AER*

4.25%

Interest

Annually

Additional information

  • Maximum balance £500,000.00
  • Apply - branch, post
  • Open with funds from a Saffron account that has finished
  • Manage - branch, post, phone, webchat.    

Two Year Fixed Rate Children's Bond

Minimum deposit

£500.00

Gross p.a / AER*

4.25%

Interest

Annually

Additional information

  • Maximum balance £25,000.00
  • Apply - branch, post
  • Manage - branch, post, phone, webchat
  • Age 16 or under

One Year Fixed Rate Cash ISA

Minimum deposit

£500.00

Gross p.a / AER*

4.25%

Interest

Annually

Additional information

  • Your current year subscriptions must not exceed the annual Cash ISA allowance
  • Apply - online, branch, post
  • Manage - online, mobile app, branch, post, phone, webchat    

One Year Fixed Rate Bond

Minimum deposit

£500.00

Gross p.a / AER*

4.25%

Interest

Annually

Additional information

  • Maximum balance £500,000.00
  • Apply - online, branch, post
  • Manage - online, mobile app, branch, post, phone, webchat

Two Year Fixed Rate Cash ISA

Minimum deposit

£500.00

Gross p.a / AER*

4.20%

Interest

Annually

Additional information

  • We do not accept transfers of Stocks and Shares ISAs, or Inheritance ISAs
  • Apply - Online, branch, post
  • Manage - online, mobile app, branch, post, Phone, webchat

Enviro Saver Account (Issue 3)

Minimum deposit

£10.00

Gross p.a / AER*

4.20%

Interest

Annually or Monthly

Additional information

  • Maximum balance £500,000.00
  • Apply - online
  • Manage - online, mobile app

One Year Monthly Income Bond

Minimum deposit

£500.00

Gross p.a / AER*

4.17%/4.25%

Interest

Monthly

Additional information

  • Maximum balance £2,000,000.00
  • Apply - online, branch, post
  • Manage - online, mobile app, branch, post, phone, webchat

Two Year Fixed Rate Bond

Minimum deposit

£500.00

Gross p.a / AER*

4.15%

Interest

Annually

Additional information

  • Maximum balance £500,000.00
  • Apply - online, branch, post
  • Manage - online, mobile app, branch, post, phone, webchat    

Two Year Monthly Income Bond

Minimum deposit

£500.00

Gross p.a / AER*

4.07%/4.15%

Interest

Monthly

Additional information

  • Maximum balance £2,000,000.00
  • Apply - online, branch, post
  • Manage - online, mobile app, branch, post, phone, webchat

One Year Community Bond

Minimum deposit

£500.00

Gross p.a / AER*

4.00%

Interest

Annually

Additional information

  • Maximum balance £5,000,000.00
  • Apply - online, branch, post
  • Manage - online, mobile app, branch, post, phone, webchat

Business Online Saver

Minimum deposit

£5000.00

Gross p.a / AER*

3.95%

Interest

Annually or Monthly

Additional information

  • Maximum balance £5,000,000.00
  • Apply - online
  • Manage - online, mobile app

One Year Business Bond

Minimum deposit

£10000.00

Gross p.a / AER*

3.90%

Interest

Annually

Additional information

  • Maximum balance £5,000,000.00
  • Apply - online, branch, post
  • Manage - online, mobile app, branch, post, phone, webchat

120 Day Notice Saver

Minimum deposit

£5000.00

Gross p.a / AER*

3.85%

Interest

Annually

Additional information

  • Maximum balance £500,000.00
  • Apply - online, branch, post
  • Manage - online, mobile app, branch, post, Phone, webchat  

Community Online Saver

Minimum deposit

£1.00

Gross p.a / AER*

3.85%

Interest

Annually or Monthly

Additional information

  • Maximum balance £5,000,000.00
  • Apply - online
  • Manage - online, mobile app

30 Day Notice Saver (Issue 4)

Minimum deposit

£5000.00

Gross p.a / AER*

3.60%

Interest

Annually

Additional information

  • Maximum balance £500,000.00
  • Apply - online, branch, post
  • Manage - online, mobile app, branch, post, phone, webchat    

Two Year Business Bond

Minimum deposit

£10000.00

Gross p.a / AER*

3.40%

Interest

Annually

Additional information

  • Maximum balance £5,000,000.00
  • Apply - online, branch, post
  • Manage - online, mobile app, branch, post, phone, webchat

Community 95 Day Notice

Minimum deposit

£100.00

Gross p.a / AER*

3.30%

Interest

Annually

Additional information

  • Maximum balance £5,000,000.00
  • Apply - online, branch, post
  • Manage - online, mobile app, branch, post, phone, webchat

Savvy Saver

Minimum deposit

£5000.00

Gross p.a / AER*

3.25%/3.30%

Interest

Monthly

Additional information

  • Open in branch, by post
  • Four easy access withdrawals per year
  • Manage in branch, by post, by phone, on webchat

Easy Access Cash ISA (Issue 2)

Minimum deposit

£1.00

Gross p.a / AER*

3.25%

Interest

Annually

Additional information

  • Maximum amount you can pay in is your annual ISA allowance
  • Apply - online, branch, post
  • Manage - online, mobile app, branch, post, phone, webchat

U18 Easy Access account

Minimum deposit

£1.00

Gross p.a / AER*

3.00%

Interest

Annually

Additional information

  • Maximum balance £250,000.00
  • Apply - branch, post
  • Manage - branch, post, phone, webchat
  • Age 17 or under

Business 35 Day Notice

Minimum deposit

£5000.00

Gross p.a / AER*

3.00%

Interest

Annually

Additional information

  • Maximum balance £5,000,000.00
  • Apply - online, branch, post
  • Manage - online, mobile app, branch, post, phone, webchat

Business 7 Day Notice

Minimum deposit

£5000.00

Gross p.a / AER*

2.70%

Interest

Annually

Additional information

  • Maximum balance £5,000,000.00
  • Apply - online, branch, post
  • Manage - online, mobile app, branch, post, phone, webchat

Client Account

Minimum deposit

£1000.00

Gross p.a / AER*

2.50%

Interest

Monthly

Additional information

  • Maximum balance £5,000,000.00
  • Open Online, branch, post
  • Manage - Online, mobile app, branch, post, phone, webchat

Community Saver

Minimum deposit

£1.00

Gross p.a / AER*

2.00%

Interest

Annually

Additional information

  • Maximum balance £5,000,000.00
  • Apply - online, branch, post
  • Manage - online, mobile app, branch, post, phone, webchat

Business Saver

Minimum deposit

£1000.00

Gross p.a / AER*

1.75%

Interest

Annually

Additional information

  • Maximum balance £5,000,000.00
  • Apply - online, branch, post
  • Manage - online, mobile app, branch, post, phone, webchat

Maturity Cash ISA

Minimum deposit

£1.00

Gross p.a / AER*

1.50%

Interest

Annually

Additional information

  • Maximum balance £1,000,000.00
  • Opened with funds from a Saffron ISA that has finished
  • Manage - branch, post, phone, webchat

Easy Access Account

Minimum deposit

£1.00

Gross p.a / AER*

1.50%

Interest

Annually

Additional information

  • Maximum balance £2,000,000.00
  • Apply - branch, post
  • Manage - branch, post, phone, webchat

Maturity Easy Access account

Minimum deposit

£1.00

Gross p.a / AER*

1.50%

Interest

Annually or Monthly

Additional information

  • Maximum balance £1,000,000.00
  • Opened with funds from a Saffron account that has finished
  • Manage - branch, post, phone, webchat

Community Maturity Account

Minimum deposit

£1.00

Gross p.a / AER*

0.85%

Interest

Annually

Additional information

  • Maximum balance £5,000,000.00
  • Opened with funds from a Saffron community account that has finished
  • Manage - Online, branch, post, phone, webchat

Business Maturity

Minimum deposit

£1.00

Gross p.a / AER*

0.75%

Interest

Annually

Additional information

  • Maximum balance £5,000,000.00
  • Opened with funds from a Saffron account that has finished
  • Manage - branch, post, phone, webchat