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Cash ISAs

No matter what you are saving for, a Cash ISA will ensure you don't pay tax on your savings.

We have a range of Cash ISAs to choose from including immediate access and fixed rate Cash ISAs. Our immediate access ISAs only require a minimum sum of £1 to open an account and give you instant access to your funds, allowing you to withdraw savings as and when you need to. This type of ISA account is perfect for those wishing to earn tax-free interest but still retain flexibility when storing away money.

Our fixed rate ISA accounts give you a tax-free fixed rate of interest over a set period of time, so you will know exactly how much interest you will earn while saving with Saffron. These accounts are perfect for those looking to store away their cash for the longer term without immediate access to their savings. So, if you have a lump sum deposit that could be earning you tax-free interest, these may well be the right account for you.

For more information on Cash ISAs, please see our ISA Frequently Asked Questions.

Cash ISA savings accounts

* The tax-free rate is the contractual rate of interest payable where interest is exempt from income tax. The annual equivalent rate (AER) is a notional rate which illustrates what the gross interest rate would be if the interest was paid and added to the account annually.

One Year Fixed Rate Maturity Cash ISA

Minimum deposit

£500.00

Gross p.a / AER*

4.20%

Interest

Annually

Additional information

  • Maximum balance £500,000.00
  • Apply - branch, post
  • Open with funds from a Saffron account that has finished
  • Manage - branch, post, phone, webchat

One Year Fixed Rate Cash ISA

Minimum deposit

£500.00

Gross p.a / AER*

4.00%

Interest

Annually

Additional information

  • Your current year subscriptions must not exceed the annual Cash ISA allowance
  • Apply - online, branch, post
  • Manage - online, mobile app, branch, post, phone, webchat    

Two Year Fixed Rate Maturity Cash ISA

Minimum deposit

£500.00

Gross p.a / AER*

3.80%

Interest

Annually

Additional information

  • Maximum balance £500,000.00
  • Apply - branch, post
  • Open with funds from a Saffron account that has finished
  • Manage - branch, post, phone, webchat

Two Year Fixed Rate Cash ISA

Minimum deposit

£500.00

Gross p.a / AER*

3.70%

Interest

Annually

Additional information

  • We do not accept transfers of Stocks and Shares ISAs, or Inheritance ISAs
  • Apply - Online, branch, post
  • Manage - online, mobile app, branch, post, Phone, webchat

Easy Access Cash ISA (Issue 2)

Minimum deposit

£1.00

Gross p.a / AER*

3.25%

Interest

Annually

Additional information

  • Maximum amount you can pay in is your annual ISA allowance
  • Apply - online, branch, post
  • Manage - online, mobile app, branch, post, phone, webchat

Maturity Cash ISA

Minimum deposit

£1.00

Gross p.a / AER*

1.75%

Interest

Annually

Additional information

  • Maximum balance £1,000,000.00
  • Opened with funds from a Saffron ISA that has finished
  • Manage - branch, post, phone, webchat

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